Renters/Condo

Do you rent an apartment or own a condominium? 

Renters insurance provides coverage for your personal belongings as your landlord is only responsible for the dwelling/building.

Condo insurance is different than homeowner insurance. The structure is covered by the condominium master policy, however, the master policy may not provide for all of the coverage that is necessary.

With any of the above policies, condominium or renters, we will be able to provide the endorsement, HO 0490 Personal Property Replacement Cost. This valuable endorsement would replace your contents without depreciation, in fact, getting new for old.

Available Discounts*

Smoke Detectors
Discount for having smoke detectors in your home.

Home Security
Discounts for Burglar and Fire Alarms, Dead Bolt, and Automatic Sprinklers

Mature Credit
If you are age 55 and older and one of the named insured’s is retired, you are entitled to a 5% discount.

Home/Auto
If you insure your auto and home through MAPFRE Insurance, you can recieve 20% on your homeowners premium.

Scheduled Items

Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.

Common items that can be added as scheduled property:

  • Jewelry
  • Furs
  • Cameras
  • Musical Instruments
  • Silverware
  • Golfers Equipment
  • Fine Arts
  • Bicycles

Value Added Personal Property Service
24/7 IT support available with access to professional, highly trained IT support specialist at no additional charge.

* Some discounts only apply to certain parts on the policy. Discounts offered subject to qualification and company guidelines. The above discounts available for calendar year 2020.

Request A Quote

Richard J. Nelligan Insurance Agency Inc.

750 Bedford Street Rear
Bridgewater, MA 02324

Phone: 508-697-3179
Fax: (508) 697-3182
Email: rjnellie@aol.com

Hours

Monday - Friday: 9:00 am to 5:00 pm
Saturday - Sunday: Closed

Location

Our Affiliations

Insurance Services of New England