Nice Tan home with nice landscaping

Homeowners Insurance

For most of us, our home is the largest asset we have, so it makes good sense to make sure it is properly protected. 

In most cases, we will be able to insure your home for 100% of the replacement value, which means that in the event of a catastrophe, your home will be repaired, even if the damage exceeds your policy limit.

A standard Homeowner policy protects you against:

  • Liability
  • Fire
  • Lightning
  • Windstorms/Hail
  • Smoke Damage
  • Falling Objects
  • Freezing
  • Weight of Ice and Snow
  • Vandalism
  • Theft of personal property

Coverage may be purchased for the above exclusions. There is also a new valuable endorsement you can buy – home systems protection and service line coverage.

We also offer renters Insurance, condo insurance, and umbrella coverage. Please call us for more details.

Available Discounts*

Smoke Detectors
Discount for having smoke detectors in your home.

Home Security
Discounts for Burglar and Fire Alarms, Dead Bolt, and Automatic Sprinklers

Home/Auto
If you insure your auto and home through the same carrier, you could receive up to a 33% discount.

New Home Discount
A discount of 1-20% is available based on the age of the home.

Green Discount
A 3% discount if you sign up to have your bills and policy delivered via email.

Scheduled Items

Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.

Common items that can be added as scheduled property:

  • Jewelry
  • Furs
  • Cameras
  • Musical Instruments
  • Silverware
  • Golfers Equipment
  • Fine Arts
  • Bicycles

Request A Quote

Richard J. Nelligan Insurance Agency Inc.

750 Bedford Street Rear
Bridgewater, MA 02324

Phone: 508-697-3179
Fax: (508) 697-3182
Email: rjnellie@aol.com

Hours

Monday - Friday: 9:00 am to 5:00 pm
Saturday - Sunday: Closed

Location

Our Affiliations

Insurance Services of New England